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Financial Planning

Discover planning designed to help you navigate life’s financial choices with clarity, confidence, and lasting peace of mind.

Navigating Your Future with Personalized Financial Planning

At the heart of every confident financial decision is a solid plan. Personal financial planning serves as the foundation of a sound investment strategy — a disciplined process that connects your resources to your long-term goals. Without a plan, investing can feel like navigating without a clear destination.

While planning is often associated with numbers and projections, its true value lies in how it brings structure to uncertainty. Life doesn’t follow a straight path — goals evolve, priorities shift, and sometimes decisions must be made under less-than-perfect conditions.

Importantly, financial planning is not a one-time event. It’s a living process — one that evolves as your life does. Whether you’re entering a new life stage, facing a big decision, or adjusting to changing circumstances, your plan should grow and adapt with you. Over time, your plan becomes more than just a document — it becomes a strategic partner. Whether you're planning for retirement, managing a business transition, supporting loved ones, or building a legacy, your financial plan helps ensure every decision stays grounded in what matters most to you.

Our Approach

The Financial Planning process allows us to completely understand each client's personal and financial situation, objectives, comfort level with risk, and time horizon for achieving goals.

  • Develop thoughtful savings and spending strategies aligned with your goals.
  • Forecast your retirement readiness based on your lifestyle, income sources, and timing.
  • Identify planning gaps, including overlooked areas and opportunities for optimization.
  • Coordinate with legal and tax professionals to ensure synergy across your plan.
  • Stress test your plan against unexpected events, like health issues or market volatility.
  • Review existing debt and liabilities to determine if better options can be utilized.
  • Determine your targeted rate of return needed to support your long-term financial goals.
  • Track your financial progress over time and adjust for changes in goals, income, or expenses.

Comprehensive Planning. Built For You.

Retirement Planning

We help define what retirement means to you, then build a personalized roadmap that includes saving strategies, investment planning, and income distribution. We also guide key decisions like Social Security, healthcare costs, and required minimum distributions.

Cash Flow Management

We help you understand income, expenses, and savings so you can make confident decisions about spending, saving, and debt. Clear analysis of your inflows and outflows builds a stable financial foundation and supports long-term planning.

Education Funding

We project future education costs and create a funding strategy aligned with your goals, including tools like 529 plans and custodial accounts. Our approach balances education priorities with other financial considerations to avoid disrupting your broader financial plan.

Charitable Gifting

We align your philanthropic goals with your broader financial strategy in a thoughtful, tax-aware way. This may include tools like donor-advised funds or appreciated securities, all designed to reflect both purpose and opportunity.

Equity Compensation

We help you navigate stock options or equity awards—like NQSOs, ISOs, and RSUs—by advising on timing, taxation, and diversification. These strategies ensure your equity compensation supports your overall financial goals with clarity and intention.

Business Succession

We guide business owners through thoughtful transitions—whether through sale, succession, or buyout—by balancing liquidity, legacy, and tax considerations. Succession planning ensures your business future is aligned with your personal financial goals.

Estate Planning

We integrate estate considerations into your financial plan to support the smooth transfer of assets. This includes updating titling, reviewing beneficiary designations, and coordinating with your estate attorney to align your legacy with your strategy.

Tax Planning

We proactively manage your tax exposure in coordination with your tax advisor using strategies like asset location, tax loss harvesting, and Roth conversions. With after-tax outcomes in mind, our planning helps you keep more of what you earn and grow your assets efficiently

Insurance Planning

We assess your current insurance coverage and identify gaps that could expose you to unnecessary risk. Our goal is to protect your income, assets, and loved ones through appropriate life, disability, long-term care, and liability policies.

    Looking for a clear roadmap to your financial future?

    Explore how our comprehensive financial planning can help you clarify your goals, discover your risk tolerance, and make informed decisions at every stage of life.

    Call us at (303) 672-9876 or email This email address is being protected from spambots. You need JavaScript enabled to view it. to request a discovery call.

    Contact Us

    This webpage is for informational purposes only and does not constitute a complete description of the investment advisory and financial planning services offered by Causey Wealth LLC (“Causey Wealth”). All information is subject to change without notice and is not intended as personalized advice unless specifically stated.

    The topics discussed — including but not limited to tax planning, cash flow management, retirement planning, estate planning, insurance analysis, education funding, charitable giving, equity compensation, and business succession— are general in nature and may not apply to your specific circumstances. The financial planning strategies surronding these categories are highly customizable and may involve varying levels of complexity, cost, and risk, and are not guaranteed to achieve any particular outcome. Any references to tax efficiency or planning benefits are provided for informational purposes only and should not be construed as a recommendation or assurance of benefit.

    Causey Wealth does not provide legal, accounting, or tax advice. Clients are encouraged to consult with their attorney, accountant, or tax advisor on matters related to their specific circumstances. While we may collaborate with your other advisors as part of a broader planning process, any legal or tax guidance must come directly from those professionals.

    Causey Wealth does not sell insurance products and does not receive commissions or compensation for the sale of third-party financial or insurance products. If insurance needs are identified through the financial planning process, we may refer clients to a licensed insurance professional, with no compensation received by our firm for doing so.